Internet banking has brought the banking process to the fingertips of the customers. Both the banks and its customers are so happy with the services since they are made free from frequent travel to banks and unwanted rushes at the banks. All of the banks provide internet baking services to its customers to help them manage almost all of the banking services sitting at the comfort of their home or office through multiple devices connected with the internet.
Advantages of internet banking
It is nothing but the large pool of benefits offered by internet banking is what made every customer to prefer the services. Now everyone one can check the balance, request for cheque book, get a bank statement, send money, pay bills and more at the expense of a few clicks and that too on phones. Yes, now stay connected with the banking services on the go.
Instant sending of money
Instant sending of money is one of the important advantages of internet banking. Now you can send money from your account to any of the accounts in the country within minutes as you wish. There are several methods to send instant money including NEFT, RTGS, and IMPS. Even though people make use of these services, most of them are not aware of the difference between neft and rtgs.
NEFT is one of the commonly used methods of online transfer. The account holder can send any amount of money right from one rupee to any amount without any limits. The money is sent in batches and it takes around settlement time of 2 hours. On the other hand, RTGS transaction limits between the minimum of 2 lakhs and maximum of 10 lakhs. The cash is transferred immediately on one-on-one settlement. Both NEFT and RTGS service are not provided on Sundays and bank holidays and the services are available both online and offline.
Any time bank statement
There is no more need to fill the application for bank statement and to wait for hours or days. You can access your bank statement for any of the period or for any of the month at any time with internet banking services. You can download or print the same for any of the purposes.
Online request for debit/credit card and cheque book
Internet banking services make you totally free from any of the paper works for most of the services. Now you can place the request for debit/credit card and for a cheque book online. The card and cheque book will reach your home within a few days of posting the request.
Safe and secure
Internet banking assures maximum safety and secrecy for your transactions. You get instant access to your account to check for any of the transactions. Internet banking transactions are secured with one-time password options to prevent any of the persons from misusing the account. You can send or receive money sitting at the comfort of home. This helps a lot of people to be free from the risk of carrying money to the bank and to persons.
These are just some of the important benefits and you can get several services including bill payment, tax payment, loan applications and more with internet banking.